{"id":3083,"date":"2025-09-14T15:16:31","date_gmt":"2025-09-14T18:16:31","guid":{"rendered":"https:\/\/tprentacar.com\/?page_id=3083"},"modified":"2025-09-15T21:30:25","modified_gmt":"2025-09-16T00:30:25","slug":"beneficios-en-tarjetas-de-credito","status":"publish","type":"page","link":"https:\/\/tprentacar.com\/en\/beneficios-en-tarjetas-de-credito\/","title":{"rendered":"Credit Card Benefits"},"content":{"rendered":"<h1><span style=\"color: #ff9900;\"><strong>Do you know the benefits of your credit cards?<\/strong><\/span><\/h1>\n<p>Credit cards like Mastercard Black and Visa Signature cards, and some Platinum or Infinite cards, often offer comprehensive collision, theft, and other damage coverage for rental vehicles. To secure this coverage, it's critical to pay the full cost of the rental with your eligible card and decline damage waivers.(<a href=\"https:\/\/www.google.com\/search?rlz=1C5CHFA_enCL730CL730&amp;cs=1&amp;sca_esv=c6485aeb6a717754&amp;sxsrf=AE3TifOTiwJMrMDNF2oWVV_Rdb70iGuZVA%3A1757871294151&amp;q=CDW&amp;sa=X&amp;ved=2ahUKEwiOjY_w5NiPAxUElZUCHScCJYoQxccNegQIBBAB&amp;mstk=AUtExfDzMB2Nvt2PgcDGKXy-2z9yu-OzglHRXOv24kiHWqP8bTdMmenzXrIPjrx4qNrMSNjKZGH1uizqf1NjVZGb4Ca4xaG4OyLxCQul_P0ZH1szbaNimSvQKwSnF9cLVKUDzlgBnAzC7YQWe_PPM7Izla5-N-Ixq4u5xiWu60wMhMtbNHHeumk5Rh8LB0aQhZ_M-MsN-ivsPV55Khz4glT0ctV1P-ofYWbyVNwKgEMuYsa5AKendHvFNfZqJ3akbt3T5mvnOUEalMqCXgg3097mG-x2&amp;csui=3\">CDW<\/a> or deductible) offered by the rental company. However, coverage varies, and it is crucial to review your card\u2019s specific terms and conditions.<\/p>\n<h2><span style=\"color: #ff9900;\">Common card types and brands:<\/span><\/h2>\n<ul>\n<li><strong>Mastercard:<\/strong><\/li>\n<\/ul>\n<p>Mastercard Black cards typically include \u201cMasterSeguro de Autos,\u201d which covers collision, theft, fire, vandalism, and weather-related damage, up to a limit of $75,000.<\/p>\n<ul>\n<li><strong>Visa:<\/strong><\/li>\n<\/ul>\n<p>Visa Signature and Visa Infinite cards also often offer rental car insurance. It provides coverage against collision damage, theft, and vandalism with no deductible and no coverage limit, as long as the rental was paid in full with the card and you are the registered driver. In other cases, coverage may also be secondary.<\/p>\n<ul>\n<li><strong>American Express:<\/strong><\/li>\n<\/ul>\n<p>Some American Express cards, such as the Platinum Card, offer rental car insurance, but these benefits may be secondary. The Platinum Card and The Gold Card cover collision, theft, and fire damage up to a specific limit (for example, $75,000 for the Platinum Card).<\/p>\n<p>To activate coverage, the rental must be paid with the eligible card, rental agency coverage (CDW\/LDW) must be declined, and the cardholders and authorized drivers must be listed on the contract.<\/p>\n<ul>\n<li><strong>Chase Sapphire Reserve<\/strong>:<\/li>\n<\/ul>\n<p>Provides primary coverage against theft or collision damage up to $75,000.<\/p>\n<h2><span style=\"color: #ff9900;\">How coverage works:<\/span><\/h2>\n<ol>\n<li><strong>Pay the full rent:<\/strong><\/li>\n<\/ol>\n<p>You must pay the full cost of the vehicle rental with an eligible credit card.<\/p>\n<ol start=\"2\">\n<li><strong>Reject agency insurance:<\/strong><\/li>\n<\/ol>\n<p>When picking up the vehicle, you must decline collision damage waivers (CDW or deductible) or loss and damage waivers (<a href=\"https:\/\/www.google.com\/search?rlz=1C5CHFA_enCL730CL730&amp;cs=1&amp;sca_esv=c6485aeb6a717754&amp;sxsrf=AE3TifOTiwJMrMDNF2oWVV_Rdb70iGuZVA%3A1757871294151&amp;q=LDW&amp;sa=X&amp;ved=2ahUKEwiOjY_w5NiPAxUElZUCHScCJYoQxccNegQIKBAB&amp;mstk=AUtExfDzMB2Nvt2PgcDGKXy-2z9yu-OzglHRXOv24kiHWqP8bTdMmenzXrIPjrx4qNrMSNjKZGH1uizqf1NjVZGb4Ca4xaG4OyLxCQul_P0ZH1szbaNimSvQKwSnF9cLVKUDzlgBnAzC7YQWe_PPM7Izla5-N-Ixq4u5xiWu60wMhMtbNHHeumk5Rh8LB0aQhZ_M-MsN-ivsPV55Khz4glT0ctV1P-ofYWbyVNwKgEMuYsa5AKendHvFNfZqJ3akbt3T5mvnOUEalMqCXgg3097mG-x2&amp;csui=3\">LDW<\/a>) that the rental company offers you.<\/p>\n<ol start=\"3\">\n<li><strong> Check your card policy:<\/strong><\/li>\n<\/ol>\n<p>Coverage details vary by card. Always check the terms and conditions for coverage limits, types of vehicles covered, and exclusions.<\/p>\n<h2><span style=\"color: #ff9900;\">Important to keep in mind:<\/span><\/h2>\n<ul>\n<li><strong>Primary or secondary coverage:<\/strong><\/li>\n<\/ul>\n<p>Primary or secondary coverage: Some cards offer primary coverage (directly covering damages), while others offer secondary coverage (covering what the rental agency's insurance doesn't cover, or the deductible).<\/p>\n<ul>\n<li><strong>Exclusions:<\/strong><\/li>\n<\/ul>\n<p>There are vehicles and situations not covered by insurance.<\/p>\n<ul>\n<li><strong>Duration:<\/strong><\/li>\n<\/ul>\n<p>Coverage is usually limited in number of days (for example, up to 30 or 60 consecutive days).<\/p>\n<ul>\n<li><strong>Contact your bank:<\/strong><\/li>\n<\/ul>\n<p>If you're unsure of your card's coverage, call the number on the back of your card to obtain the full policy and confirm your coverage before you travel.<\/p>","protected":false},"excerpt":{"rendered":"<p>Conoces los beneficios de tus tarjetas de cr\u00e9dito? Las tarjetas de cr\u00e9dito como las de nivel\u00a0Mastercard Black\u00a0y\u00a0Visa Signature\u00a0y algunas tarjetas Platinum o Infinite suelen ofrecer cobertura completa contra colisi\u00f3n, robo y otros da\u00f1os para veh\u00edculos alquilados.\u00a0Para asegurar esta cobertura, es fundamental pagar el costo total del alquiler con la tarjeta elegible y rechazar las exenciones [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3083","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Beneficios en Tarjetas de Cr\u00e9dito - TPRentacar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tprentacar.com\/en\/beneficios-en-tarjetas-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Beneficios en Tarjetas de Cr\u00e9dito - TPRentacar\" \/>\n<meta property=\"og:description\" content=\"Conoces los beneficios de tus tarjetas de cr\u00e9dito? Las tarjetas de cr\u00e9dito como las de nivel\u00a0Mastercard Black\u00a0y\u00a0Visa Signature\u00a0y algunas tarjetas Platinum o Infinite suelen ofrecer cobertura completa contra colisi\u00f3n, robo y otros da\u00f1os para veh\u00edculos alquilados.\u00a0Para asegurar esta cobertura, es fundamental pagar el costo total del alquiler con la tarjeta elegible y rechazar las exenciones [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tprentacar.com\/en\/beneficios-en-tarjetas-de-credito\/\" \/>\n<meta property=\"og:site_name\" content=\"TPRentacar\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-16T00:30:25+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/tprentacar.com\\\/beneficios-en-tarjetas-de-credito\\\/\",\"url\":\"https:\\\/\\\/tprentacar.com\\\/beneficios-en-tarjetas-de-credito\\\/\",\"name\":\"Beneficios en Tarjetas de Cr\u00e9dito - TPRentacar\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/tprentacar.com\\\/#website\"},\"datePublished\":\"2025-09-14T18:16:31+00:00\",\"dateModified\":\"2025-09-16T00:30:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/tprentacar.com\\\/beneficios-en-tarjetas-de-credito\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/tprentacar.com\\\/beneficios-en-tarjetas-de-credito\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/tprentacar.com\\\/beneficios-en-tarjetas-de-credito\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/tprentacar.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Beneficios en Tarjetas de Cr\u00e9dito\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/tprentacar.com\\\/#website\",\"url\":\"https:\\\/\\\/tprentacar.com\\\/\",\"name\":\"TPRenta Car\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/tprentacar.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/tprentacar.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/tprentacar.com\\\/#organization\",\"name\":\"TPRenta Car\",\"url\":\"https:\\\/\\\/tprentacar.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/tprentacar.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/tprentacar.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/tprentacar.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/logo.png\",\"width\":477,\"height\":381,\"caption\":\"TPRenta Car\"},\"image\":{\"@id\":\"https:\\\/\\\/tprentacar.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Beneficios en Tarjetas de Cr\u00e9dito - TPRentacar","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tprentacar.com\/en\/beneficios-en-tarjetas-de-credito\/","og_locale":"en_US","og_type":"article","og_title":"Beneficios en Tarjetas de Cr\u00e9dito - TPRentacar","og_description":"Conoces los beneficios de tus tarjetas de cr\u00e9dito? 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